"The greatest loss of time is delay and expectation, which depend upon the future. We let go the present, which we have in our power, and look forward to that which depends upon chance, and so relinquish a certainty for an uncertainty."
Lucius Annaeus Seneca (5BC - 65AD)
There is never a bad time to get started investing and...
There is never a really good excuse for not starting!
I don't care if you think the market today, or tomorrow, or next year is too high, or is going to drop even lower!
I don't care if you think you don't know enough about investing.
I don't care if you think you don't have enough money ...
Start investing as soon as possible!
It is not the amount of money invested that is really important, but when an investor gets started with a long term plan is critical.
Time is the real best friend to an investor!
The biggest success factor influencing your portfolio is how well you harness the power of time and the rate of return you earn on your investments.
The beauty of time is that it doesn't depend on how smart you are or how much money you have! Time is the great equalizer for investors. Indeed, time is available to everyone.
If time is the most influential factor on your portfolio's performance, it follows that the most important thing you can do is to get started in an investment program as soon as possible.
When Is the Right Time to Start Investing?
I Believe that the Best Time Is Right Now!
And this holds true whether you are 20 years old, 60 years old or somewhere in between.
Starting early gives you two major advantages:
The longer you have to invest, the more aggressive you can be when selecting investments, knowing you will have the time to ride out any possible short-term fluctuations.
A longer investment time frame enables you to capitalize on the true long-term value possibilities of your selected investments.